The text is a series of correspondence between Robert L. Moser, President of Quail Creek Bank N.A., and Representative James R. Jones regarding the appointment of members to the National Commission on Electronic Funds Transfer System. Moser recommends Richard D. Hill, Chairman of the Board of The First National Bank of Boston, to be chosen as a member of the Commission to represent small, independent banks. Representative Jones expresses his interest in having representatives of small banks on the Commission and appreciates Moser's input.