The text proposes the usage of Cherokee judgment funds from the Indian Claims Commission to be set aside in an interest-bearing account, with a per-capita payment made to living original allottees. The interest from the funds would be used to finance a comprehensive tribal economic program to improve the standard of living for Cherokees. The text also outlines a proposed Tribal Lending Program and other development initiatives such as industrial development, healthcare, education, and cooperative programs. The plan emphasizes the importance of not spending the principal funds and ensuring proper management through audits and financial reports. The goal is to bring benefits to all Cherokee tribal members and establish a permanent policy for utilizing future settlement funds.