The text is a position paper from the Oklahoma Indian Housing Association addressing issues with the HUD delivery system for Indian housing. The association suggests solutions such as establishing a single agency or third-party contract agreement, utilizing a "Force Account" method, and requesting Congressional hearings to improve housing programs for Indian families in Oklahoma. They also express dissatisfaction with the exclusion of Indian tribes from the Housing and Community Development Act of 1974 and call for a separate branch of HUD for Indian Housing. The association supports position papers from other organizations and is taking steps to address these issues.