The letter addresses Mr. Sharp's complaints about the Mutual Help program, stating that he is not being financially victimized but is actually benefiting from the heavy Federal subsidies provided. It explains that the program allows low-income Indian families to afford homeownership opportunities that they would not be able to afford on their own. The letter encourages Mr. Sharp to contact Mr. Froman for further clarification and assistance, and emphasizes that the program is beneficial for low-income Indian families.