The text discusses issues with the delivery of mutual help housing, specifically in relation to the slow processing and allocation of units to local authorities. The author suggests creating a division of Indian housing within the HUD area office to streamline procedures and increase production. The text also mentions the need for realignment of the organizational structure within HUD to improve coordination and efficiency in delivering housing programs. Additionally, there is a call to review and simplify the procedural steps involved in housing allocation to expedite construction.