In a letter response to a retiree's concerns about Chapter 11 bankruptcies and the potential impact on their insurance coverage and pension, Congressman James R. Jones explains that Chapter 11 allows companies to restructure their debts and stay in business. He assures the retiree that an amendment has been adopted to allow them to keep their insurance coverage, and if federal regulations were violated by the company, action should be taken. The retiree had expressed concern about their insurance coverage being canceled and the possibility of their pension being at risk. LTV Steel Company had sent a letter to retirees explaining the Chapter 11 filing and its impact on insurance coverage. The company stated that life insurance coverage and group health insurance provided by LTV Steel would no longer be available, but pensions were expected to continue. The company encouraged retirees to seek alternate insurance coverage and provided contact information for any questions. LTV Corporation had filed for Chapter 11 bankruptcy for itself and its subsidiaries, citing weakness in the steel and energy sectors and